I have been a serial entrepreneur for most of my life, and along with that has come financial ups and downs. I never felt like I had the luxury to start a retirement fund. I decided to consult with a financial planner, and I expected to receive a lecture about how I should have been saving for retirement for years. To my surprise, I received no lecture, and my financial planner actually made me feel better about my future. He helped me realize that saving just a very small percentage of my income could lead to a great retirement when I managed the savings right. Don't beat yourself up if you got a late start with retirement savings, like me. I created this blog help others in similar situations realize that they can't change the past, but they can make a better future for themselves starting now.